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| Home » Information on Health Insurance » Short Term Health Insurance |
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Short Term Health Insurance
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If you are in search of a flexible plan that will cover you for a short time period and will offer you protection against unforeseen health care expenses, you may consider Short Term Health Insurance. Short term health insurance offers a host of benefits which is similar to many standard health insurance plans. With Short Term Insurance you can have the feeling of security and stability you are accustomed to your health care coverage. You are also free to decide how long you need the coverage: whether it is one month or one year.
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Short Term Health Insurance are simple, fast, and affordable. Short term insurance also proves to be an low cost alternative to COBRA. You get coverage for unexpected illnesses and accidents. However, Pre-existing medical conditions and routine doctor visits are not covered under Short Term health insurance. You come under the coverage within a day after you answer just a few simple questions about your health.
Eligibility for Short Term Medical Insurance
You and your spouse must be under 65 years of age and your unmarried dependent children under age of 19 is eligible. In case of a full time student the age may be 25. You also need to have a social security number and must be able to answer "No" to the seven health related questions on the application.
Child Only Plans
Children aged 19 and over should apply separately for Short Term Health Insurance. Child-only coverage is available for ages 2 through 18. The application need to be completed and signed by the parent or legal guardian.
Beginning of Coverage
As soon as you submit the application form for Short Term Insurance and initial payment through Internet or fax, the earliest date that coverage can begin is 12:01 am on the very next day. Your application form must be completed in all respect and your payment information must be valid.
The following are the popular Short Term Health Insurance Plan:
Celtic Short Term Health Plan
Assurant Health Plan
Fairmont health Plan
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